Did you know that you can potentially save hundreds on your home owner’s insurance policy? It is as simple as having a wind mitigation inspection. A wind mitigation inspection gives your
insurance provider with certain construction features specific to your home that make it more resistant to damage due to hurricanes. It is required by the state of Florida that insurance companies offer reduced rates to any qualified home.
What will an inspector look for?
- An inspector will examine the level of hurricane protection on your
windows and exterior doors, such as shutters or impact resistant windows
and garage doors.
- What type of roof your home has (a hip roof is the most desirable)
- Roof to wall connections that are a installed with hurricane
clips/straps. The discount will vary depending on the type of connection
such as toe nail, clips, single wraps or double wraps.
- Florida Building Code-approved roof covering.
Wind mitigation inspections are available for all single family homes, townhouses, and condos. Homeowner’s and Condo Associations also qualify for wind mitigation credits.
The “My Safe Home” program was discontinued by the State of Florida in August of 2008, it provided a free inspections to Florida residents. Only licensed building contractors or architects certified by the state are able conduct these inspections. The cost to have an inspection is minuscule compared to amount that you will be saving each year on your policy.
Yours in Success,
The Florida Future Realty Team